Bankruptcy Blog

One of the largest pressures that come with having a rental home is when the tenant moves out. Now, it is your duty to inspect the property, plan maintenance, and clean up things for your next tenant. Cleaning and fixing rental homes for new tenants after moved out tenants is not a very great aspect. Being a current owner or property handler, you will notice that this is probably the most difficult piece of the work. 

A thing to learn: cutting edges is never a great idea to maintain a home, and it can assist to hold a record to reference and guarantee you meet all your goals.

Here is an essential checklist of Tips for apartment cleaning between tenants


The move out is an essential element of the tenancy process, so make a time of being there. That is the one point tenants can dispute property damages; visiting prevent from paying for invalid claims presented in writing.

Your appearance also promotes critical discussions such as specifying accurately which remaining injuries or improvements are the tenants’ duty, and which remain yours. It is additionally an excellent point to give over each linked move-out rebates and bypass likely haggling later on.

Do not skip getting back all pairs of the unit, including every tenant-created duplicates.


Do not believe that tenants will turn utilities off or stop their accounts when moving out.

Combine in a move-out action demanding evidence of turn off or path to appropriate utility accounts to bypass any difficulties with re-leasing your home. If a tenant doesn’t pay or turn off a utility account, it can have consequences for their proprietor.

You may need to reconsider preserving the charge of the utilities of all units and charging tenants with monthly rent. This way, you can save time and hold associated accounts in your control.


Photographic evidence is one of the best ways to protect your place should any conflicts or extra charges occur after a renter leaves out. Photographs are not always considered as complete proof, however, they are an excellent way to clean matters up, and preserve records.

Concerning your every property, spare some time to completely document the living areas. This way, you can save some effort if you want to get a listing up fast or lack the funds for expert photos. Nowadays, we all have a camera in our hands of our smartphones, so this is an easy one!


 The best time to repair, patch, and paint a home or apartment is between tenancies. Do this at least once annually or more frequently if possible.

New colors should be implemented in all of the indoor spaces of a home, including trim, walls, doors, and ceilings. The quality of your apartment will decide how frequently you should repaint a unit’s outside, but retain in mind that painting is possibly the most cost-effective method of boosting curb appeal.

New painting makes a home seem fresh to potential tenants, so do not skip this tip!…

With the COVID-19 pandemic, a lot of people are starting to feel the effects. Bills are piling up, you are out of work and stuck at home. While thinking of how to get out of financial debt, you and others have thought of filing for bankruptcy. 

Bankruptcy is a legal process that helps people get out of debt and get a fresh start. Moreover, bankruptcy can stop foreclosures and any other legal actions against you due to debt problems. It will even stop creditors from continually calling, and demanding for payments. Breathing space is the ultimate advantage of filing for bankruptcy.

However, before you take this giant step, there are several things you need to know about the process and outcome. You will definitely need help, it can be a very long process, and it is not always secure agreements. Moreover, you may not get everything you want. Before you file for bankruptcy, here is what you need to know. 

  1. Bankruptcy Affects Your Credit 

If your credit score is good, then you may want to hold off on filing for bankruptcy. This is because bankruptcy filings will appear on your credit reports. This wipes out any good history of credit and may last on your score for the next ten years or so. Moreover, you will have to declare your bankruptcy filing when you apply for a new job or a loan. You may have to do it for at least a decade until your credit score is better. 

  1. Some Debts Won’t Go Away

If you think filing for bankruptcy is the cure for all your problems, then you should know that not all your debts will go away. Bankruptcy will not solve all your financial questions because some debts cannot be discharged. For example, your back taxes and child support will still be valid debts even after you file for bankruptcy as is alimony, real estate liens and certain luxury items. Student loans also stay valid unless your financial situation is too severe. In this case, a judge may rule that you do not have to repay your student loans. 

  1. Bankruptcy Is Not Free

It comes as a surprise to many people that bankruptcy is not free. One of the highest cost is hiring a lawyer to help you throughout the process. Lawyers tend to bill by the hour, so your costs are likely to add up fast if your case is complicated. Moreover, you may have to pay court fees. 

It would be best if you also kept in mind that the cost of filing for Chapter 13 bankruptcy is naturally higher than the price of filing for Chapter 7 bankruptcy. This is because the process is long and stretched out over several years. 

There are several long-term but non-monetary costs that may not be clear for the beginning. If you are filing personally, your credit score will be the ultimate price to pay. You will struggle to get loans or gain access to credit for up to ten years. This is a definitive blow if you are planning to start a business or buy a home soon.